LO Radar vs LoanGraphs.
An honest, side-by-side look. LoanGraphs does its job well — here's where it shines, where LO Radar goes further, and how to decide.
See LO Radar on your CSVIf your budget is the constraint and a rate-drop scan is all you need, LoanGraphs at $49 to $99 per month is the cheap option.
If the rate market is flat (most of 2026) and you need non-rate triggers, book valuation, and compliance-safe drafts, LO Radar does the broader job.
Rare. Most LOs pick one. If you are already running LoanGraphs and want to upgrade, LO Radar replaces it functionally.
What LoanGraphs does well.
LoanGraphs is a low-cost refinance-monitoring tool built around a product it calls Refi Miner, which scans a loan officer's past-client book for in-the-money refinance candidates. A free tier exists; paid tiers run $49/mo (Pro) and $99/mo (Pro Plus). Attractive to LOs who want a cheap first scan of their book.
- Low price point, free tier for first look
- Fast time to first scan
- Priced rates integrated into the refi candidate view
- Simple branded borrower cards
Where LO Radar goes further.
Refi-only scan vs full past-client intelligence
LoanGraphs scans for rate-drop refinance candidates. LO Radar runs the full seven-trigger set (rate-drop, ARM reset, anniversary, HELOC, cash-out, second-home, credit-improvement) plus the four November 2026 additions (Rate Trip Wires, Permit Radar, Program Eligibility, Outreach Monitor). In a 7 percent rate market most refi-only scans return empty; LO Radar's non-rate triggers keep the daily call list non-empty.
No Pipeline NPV, Drift Radar, or Voice Training
LoanGraphs focuses on the scan. LO Radar adds book valuation (Pipeline NPV), per-borrower churn scoring (Drift Radar), and the LO's own writing voice (Voice Training) on top.
Compliance posture not surfaced per draft
LoanGraphs produces borrower cards with rate math; the RESPA / TILA / TCPA posture is on the LO. LO Radar flags each draft inline for consent basis, licensing gate, state disclosure, and TILA calculation basis.
Enterprise and branch readiness
LoanGraphs is priced and shaped for an individual LO. LO Radar has an enterprise tier with SSO, Branch Compliance Dashboard, Employer Authorization Module, and a published RESPA opinion workflow for lender procurement.
Feature-by-feature.
| Capability | LoanGraphs | LO Radar |
|---|---|---|
| Refi scan on past-client book | ✓ (core, Refi Miner) | ✓ (one of seven triggers) |
| ARM Reset Calendar (12-mo cadence) | — | ✓ |
| HELOC + Cash-Out + Credit-improvement | — | ✓ |
| Permit Radar (public-record signals) | — | ✓ (Austin today) |
| Pipeline NPV (book valuation) | — | ✓ |
| Per-borrower drift / churn score | — | ✓ (Drift Radar) |
| Voice-trained drafts | — | ✓ |
| Compliance posture inline per draft | — | ✓ (RESPA/TILA/TCPA) |
| Branch Compliance Dashboard | — | ✓ |
| Published 2026 price | $49 and $99/mo | $399 base + $85/deal, cap $1,499 |