Enterprise-ready, compliance-first.

It gives your compliance team a signed, audit-trail-backed acknowledgment that LO Radar is an approved data processor handling past-client information on behalf of the employing lender. The employer signs a DPA-style authorization once; LO Radar then surfaces an active 'authorized by [Employer Name]' status on every page of every LO's interface. Authorization can be revoked at any time. This satisfies the GLBA data-ownership question that almost every enterprise vendor-management review opens with.

A branch's designated compliance officer is granted a read-only role inside LO Radar. They see every outreach draft generated by every LO at the branch, filterable by LO / date / trigger type, with the underlying borrower context. Drafts are timestamped and immutable. This gives the supervising entity the audit visibility NMLS expects without giving the compliance officer write access (or the ability to read past-client PII outside the draft context).

We are engaging recognized RESPA counsel (shortlist: Hudson Cook, Bradley Arant, McGlinchey Stafford). Expected timeline: opinion letter signed and distributable under NDA within 4-8 weeks of engagement. In the interim, the /security/respa-opinion page documents our pre-opinion compliance posture and we will share the engagement scope letter with enterprise prospects on request.

Every past-client record stores three consent fields: consent_basis (originator-prior-relationship, borrower-volunteered, etc.), consent_entity (the employer the consent was given to), and consent_date. When an LO changes employers and their current employer differs from the stored consent_entity, LO Radar automatically gates outreach to that contact behind a re-consent prompt. The first-touch template for re-consent is TCPA-safe — it acknowledges the LO's new employer explicitly and asks the borrower to confirm continued contact preferences before any commercial outreach.

Live today: CA, TX, FL, NY, IL, PA, OH, GA, NC, AZ (the 10 highest-mortgage-volume states, covering ~70% of US originations). Each state's required mortgage-advertising disclosures are automatically appended to outreach drafts when the borrower's property is in that state and the LO is licensed there. 50-state coverage is on the Q3 2026 roadmap, ordered by mortgage volume and rule complexity (next states: NJ, VA, MI, WA, MA, CO, MD, MN, IN, MO).

Yes for vendor-management pre-screening at most institutions. The whitepaper documents our soft-pull aggregation approach, our explicit non-consumer-reporting-agency posture, and the role of the LO's own permissible-purpose framework for any actual credit decision. For institutions that require a separate signed opinion (rather than a vendor methodology document), we will support that engagement with the same outside counsel handling the RESPA opinion.