LO Radar vs Stikkum.
An honest, side-by-side look. Stikkum does its job well — here's where it shines, where LO Radar goes further, and how to decide.
See LO Radar on your CSVIf hands-off, automated past-client outreach is exactly what you want and you don't care to review each message, Stikkum is built for that motion.
If you want intelligence about your book, drafts in your voice you can review and send yourself, and the deeper triggers (ARM, anniversary, equity, credit) beyond rate-drop alerts — LO Radar covers more ground and keeps you cleanly as the sender.
Possible but uncommon. The automation philosophies are opposite (auto-send vs draft-and-review). Most LOs pick the one that matches their compliance + personalization stance.
What Stikkum does well.
Stikkum is a plug-and-play mortgage retention platform marketed as 'sign up in minutes, get live in 72 hours.' It monitors past clients for shopping behavior and automates outreach to keep retention rates from collapsing. Aimed at lenders and LOs who want fast deployment without configuration overhead.
- Genuinely fast time-to-live (advertised 72 hours)
- Plug-and-play setup with minimal configuration burden
- Shopping-behavior monitoring on past clients
- Automated outreach cadences
- Good fit for lenders who want retention without a project
Where LO Radar goes further.
Automated outreach vs drafts-never-sent
Stikkum sends outreach to past clients automatically. LO Radar drafts every outreach for the LO's review and the LO sends from their own systems. This keeps TCPA consent obligations cleanly under the LO's existing framework and preserves the LO as the consenting sender — important for many compliance regimes and post-HPPA litigation posture.
Plug-and-play breadth vs per-borrower intelligence depth
Stikkum's value proposition is speed of deployment and hands-off operation. LO Radar's value proposition is per-borrower intelligence depth — Pipeline NPV, Drift Radar, ARM Reset Calendar (12-month cadence), year-specific anniversary playbooks, equity windows, credit-improvement events. Different sale: speed vs depth.
Voice Training
Stikkum's automated outreach uses pre-written templates. LO Radar learns the LO's own writing voice and renders every draft in three flavors of the LO's tone — preserving the personal-relationship character that drives past-client conversion.
Pipeline NPV — the asset view
Stikkum reports retention activity. LO Radar reports book value — the present value of the past-client book as a single daily-moving number. A balance-sheet view rather than an activity view.
Feature-by-feature.
| Capability | Stikkum | LO Radar |
|---|---|---|
| Time to deploy | 72 hours | 15-min walkthrough + days |
| Automated outreach (sent on LO's behalf) | ✓ | — (drafts only) |
| Shopping-behavior monitoring | ✓ | ✓ |
| Pipeline NPV (book valuation) | — | ✓ |
| Per-borrower drift score | — | ✓ (Drift Radar) |
| Rate-Drop Radar with refinance math | Generic | Per-borrower, sorted |
| ARM Reset Calendar (12-mo cadence) | — | ✓ |
| Anniversary triggers (year 1/3/5/7/10) | — | ✓ (year-specific) |
| Voice-trained drafts (LO's tone) | Templates | ✓ |
| RESPA / TILA / TCPA per draft | Approval workflow | Inline flags |